Search Results for: blog five ways to save money on prescription medication

Seven Ways to Save Money on Everyday Expenses

Minimize the cost of running your home when you use the following tips to save money on those everyday expenses. 1. Combine services It isn’t only your cable service that offers bundling. Once you are done combining your Internet, phone and cable television into one package, move on to other services that be combined in order to save money on your monthly expenses. For example, you can combine your home and auto insurance for a lower overall rate. 2. Pay your bills on time That $5 or $10 a month may not seem like much, but in the course of … Continue reading →

The Rx Relief Card is Not Insurance

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My husband received two Rx Relief cards in the mail. It came from a company called Healthcare Alliance. A little digging around on the internet revealed that this is something to stay away from! Everything about it sounds like a scam. The mail my husband got from Healthcare Alliance looked very much like what one would receive from a legitimate insurance company. The letter said “Good news- You’ve been accepted!”, which is odd, because my husband never applied for anything from this company. The letter had two, plastic, cards attached to it that, at first glance, look very much like … Continue reading →

Surgery Recovery

Last week my toddler had her tonsils and adenoids removed. When I was 11 I had my tonsils out. A four-year-old boy had this surgery about the same time as I and he came back from recovery sitting up happy and asking to eat. I was so sick that the hospital considered keeping me another night. My husband and I decided that since Jessie needed these organs taken out, sooner was better than later. I anticipated my two-year-old recovering as quickly as that little boy. The day of the surgery she drank more than we expected and had a wet … Continue reading →

Unraveling the Prescription Code

It isn’t just the bad handwriting that keeps us from understanding the scribbles on a prescription sheet. There’s a bit of shorthand or code in there, too. Are you ready to crack the code? Here are some terms and phrases you might see on your prescription — in case you’re curious. Many of them deal with timing: what time of day the medication should be taken, and how frequently the medication should be taken. An “am” or “pm” (not surprisingly) refers to medication taken in the morning or the evening. But other bits of code might be less obvious. If … Continue reading →

Five Ways to Save Money on Prescription Medication

Even with insurance that covers prescriptions, medication can be expensive. Here are some tips to help you save a little money on your prescriptions! Money saving tip number one: Go generic! Many name brand medications are now available in a generic form. Generic medications are tested for safety and ability to treat diseases the same way name brand medications are. They work the same… for a LOT less. For example: my name brand Zoloft used to cost around $90 per month (without insurance). The generic version cost less than half that when I first made the switch. If you do … Continue reading →

Medical Bills and Bankruptcies

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A recent study funded by the Robert Wood Johnson Foundation took a look at the connection between medical bills and bankruptcies in the United States. The results at a glance: More than 62 percent of bankruptcies in 2007 were related to medical bills. This is an increase of approximately fifty percent since 2001. More than three-quarters of families who declared bankruptcy due to medical bills DID HAVE health insurance but were still overwhelmed by medical debt. More than ninety percent of people with medical debt owed more than five thousand dollars. In many cases, the amount of medical debt was … Continue reading →

Five Ways To Save Money on Health Care

Health care costs are higher every year. For the last six years, costs have gone up an average of nine percent annually! But you don’t have to just take the costs — there are ways to save money on health care without missing out on the treatments, tests, and medications you need. Shop around for tests. Different labs and clinics can have very different prices for the same tests; for example, a CT scan can cost anywhere between $500 and $1500. Shopping around can save you between 20 and 66% on the cost of a test. What you need to … Continue reading →

Take Advantage of Flexible Spending Accounts

This is the time of year for open enrollment at many companies. It is a great time to consider setting up flexible spending accounts in order to save money. A flexible spending account allows you to save money for health care and dependent care expenses. This money is taken out of your pretax pay, and can lower the amount of taxes, which you pay. This can save you money. If you plan carefully you will be able to save a significant amount in taxes for those out-of-pocket expenses. The dependent care expenses can be used to pay childcare or adult … Continue reading →

The ABC’s of Frugal Living: 26 Tips to Live a More Frugal Life

The ABC’s of Frugal Living – 26 Tips to Live a More Frugal Life The frugal living blog at families.com is chock full of great information to help you live a more frugal lifestyle. We all strive to save money and the bloggers in this category are here to help. A: Amazing Dates Have a date night for less! New Cheap Date Ideas A Cheap And Fun Date Idea It’s Date Night Date Night On a Budget B: Budgeting Make a plan and stick to it. Be sure you watch where your money goes each month and try to do … Continue reading →