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Obesity and Health Insurance Premiums

Does your employer offer wellness programs? Sometimes, employers determine the cost of a worker’s health insurance premium based on participation in this type of incentive program. In some cases, premium cost is connected to reaching certain health goals. Is this a fair way to treat workers who are obese? It has been said, for many years, that America has an “obesity epidemic”. In 2011, a study found that 32% of American men, and 35% of American women, were obese. If those trends continue, some health experts predict that about half of all the men and women in America will be … Continue reading →

Pre-Existing Condition Plan is Suspending Enrollment

The Pre-Existing Condition Insurance Plan, (PCIP) one of the first portions of the Affordable Care Act to go into affect, is suspending enrollment. The short answer as to the reason why is because the funding is running out. Those currently enrolled will still be covered by the plan. The Pre-Existing Condition Plan (PCIP) is part of the Affordable Care Act. It was created in 2010, and was one of the very first health reform changes to go into affect. The main purpose of the PCIP was to guarantee health insurance coverage for people who had previously been struggling to find … Continue reading →

How the Candidates Compare – Pre-Existing Conditions

The 2012 Presidential Election is coming up in just a few weeks. It is vital that everyone become an informed voter and understand exactly where each candidate stands on major issues. Since this is the Insurance Blog, I am focusing on issues and topics that relate to health insurance coverage. Here is where the candidates stand on pre-existing conditions. A pre-existing condition is a health condition, disease, or situation that a person has experienced in the past, or is continuing to experience today. An insurance company could consider anything at all to be a pre-existing condition: cancer, allergies, asthma, diabetes, … Continue reading →

Oklahoma’s Pregnancy Services Program is Part of Medicaid

Typically, the Medicaid program of an individual state will include a portion of the program that is designed to help low-income women who are pregnant to receive necessary health care. In Oklahoma, that program is called Pregnancy Services. You can tell by the name exactly what it is for. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance for families and individuals who are low-income and who cannot afford to purchase a health insurance plan from a private company. Medicaid is funded, in part, by the federal government, and, in part, … Continue reading →

Romney Doesn’t Want Insurers to Cover Pre-Existing Conditions

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Mitt Romney has some rather controversial ideas about health insurance. He is strongly opposed to the idea of health insurance companies being banned from refusing to cover people with pre-existing conditions. This is one of the most popular parts of the Affordable Care Act. It is no secret that Mitt Romney wants to repeal, or replace, the entire Affordable Care Act. This is pretty much the same concept that most, if not all, Republicans are shouting about this political season. It is a bit odd to hear Mitt Romney talk about how much he wants to get rid of the … Continue reading →

Diabetes Screening

Have your ever been screened for diabetes? Did you know that there are an estimated 7 million people in America with undiagnosed diabetes and 79 million people with pre-diabetes? This is according to the American Diabetes Association. Undiagnosed diabetes can have some serious consequences and complications including eye problems, skin infections, heart disease, kidney disease, hearing loss and even depression, among others. With adequate diagnosis and treatment, many of these issues could be lessened or even avoided altogether. So when should you get screened for diabetes and what is involved? Usually, all that is required is a simple urine or … Continue reading →

Special Needs Blog Week in Review – April 8-14, 2012

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The Special Needs Blog Week in Review is a great way to keep up with everything that has been posted on the blog in the past week. It gives you a brief description of each one, so you can quickly find something that you are interested in reading. What did you miss last week? The Special Needs Podcast Roundup went up on April 9, 2012. This week, I’d like to point out an episode of “Hold the Gluten” podcast, which is called “Help With Celiac Research”. The episode featured Dr. Daniel Leffler of Beth Israel Medical Center, who discusses a … Continue reading →

Insurance Blog Week in Review – January 15-21, 2012

News about insurance related issues moves pretty fast. Every week, there are fourteen different posts on the Families.com Insurance Blog. You may have overlooked, or missed, something that you really would have liked to read. The Insurance Blog Week in Review can help you “ketchup”. The ASPCA Sells Pet Insurance Do you need affordable pet insurance? The American Society for the Prevention of Cruelty to Animals (ASPCA) has some options for you. The Insurance Podcast Roundup for the week went up on January 16, 2012. Insurers Say Sleep Lab Tests Are Overprescribed More doctors are prescribing an overnight stay at … Continue reading →

Health Insurance Coverage for Type 2 Diabetes

Chef Paula Deen recently revealed that she has Type 2 diabetes, and that she has had this condition for the past three years. I don’t happen to know any specific details about what her health insurance policy is like. However, I thought it would be good to review what is typically covered in regards to Type 2 diabetes. I think that at least some of Paula Deen’s fans were surprised to hear that she has Type 2 diabetes. Others might point out that her Southern style of cooking tends to contain a lot more fat, butter, and salt than most … Continue reading →

Teens With Diabetes More Likely to Drop Out

A new study reveals that teens and young adults who have diabetes are at a higher risk of dropping out of school, and ending up with a worse job outlook than their peers who do not have diabetes. These are issues that haven’t been focused on before in previous studies. A study was published in the journal of Health Affairs. Researchers looked at data that came from about 15,000 people who were examined in four separate waves of the National Longitudinal Study of Adolescent Health. The first wave was made up of students who were in grades seven through twelve. … Continue reading →